Michael Saylor Proposes $81T Bitcoin Reserve Strategy to SEC to Tackle US Debt Crisis

Key Takeaways:

• Michael Saylor met with the SEC's crypto task force to discuss digital asset regulations and propose a comprehensive Bitcoin strategy.
• Saylor's Bitcoin reserve plan could generate up to $81 trillion for the U.S. Treasury.
• The proposal directly addresses the growing U.S. national debt, which currently stands at $36.22 trillion.

On February 21, the U.S. Securities and Exchange Commission (SEC) announced that its newly formed Crypto Task Force met with Bitcoin advocate Michael Saylor. He presented a Bitcoin reserve plan that could create up to $81 trillion in wealth for the U.S. Treasury while addressing the mounting national debt crisis.

SEC Meeting: Strategizing Digital Capital Growth

According to the U.S. SEC memo, the Crypto Task Force and Michael Saylor discussed key strategies for positioning the United States as a global leader in the digital economy.

🚨NEW: @saylor met with the @SECGov #crypto task force on Friday. pic.twitter.com/KkLfb5Mf2Q

— Eleanor Terrett (@EleanorTerrett) February 24, 2025

As part of this vision, Michael Saylor’s Bitcoin reserve plan directly targets the growing national debt, which, as of February 25, 2025, stands at $36.22 trillion. This entails $28.9 trillion in public debt and $7.3 trillion in intergovernmental debt.

Beyond Bitcoin, the meeting explored strategies for expanding the digital asset market, including driving the sector’s value from $1 trillion to $590 trillion, with the U.S. playing a dominant role. 

Additionally, discussions included efforts to grow digital currency markets from $25 billion to $10 trillion, boosting demand for U.S. Treasuries. 

Another focus was expanding global digital capital markets from $2 trillion to $280 trillion, ensuring that U.S. investors capture the majority of this wealth.

The US SEC memo also highlighted the need for a well-defined digital taxonomy, emphasizing the importance of universally defining digital asset classes to support regulation and industry expansion.

Looks like they spoke about token taxonomy and defining specific types of digital assets, among other things, as per the SEC website: pic.twitter.com/LPzz24JKE9

— Eleanor Terrett (@EleanorTerrett) February 24, 2025

Legitimacy was another key topic, particularly the need to establish rights and responsibilities for digital asset issuers, exchanges, and investors. 

The US SEC and Saylor agreed that structured oversight would enable digital assets to flourish while protecting market participants.

Practicality was also discussed, which urged regulators to create policies that empower digital asset growth rather than stifle it with excessive restrictions.

The discussion concluded with the vision to reduce the cost of capital issuance from $10–100 million to $10–100 thousand. 

Additionally, it aims to open capital markets to 40 million businesses, a significant leap from the current 4,000 publicly listed companies in the U.S.

These discussions reflect a shared interest between Michael Saylor and SEC in driving economic growth through digital innovation while ensuring proper regulatory oversight.

Michael Saylor Continues Hot Red Push for Bitcoin Reserve Strategy

Saylor's proposal to the SEC represents the culmination of years of advocacy for Bitcoin integration into the U.S. financial system.

On December 20, 2024, he introduced the Digital Assets Framework, a structured approach to classifying digital assets into six major categories. According to Saylor, digital assets can be grouped into these classes, namely, Digital Commodities, Digital Securities, Digital Currencies, Digital Tokens, Digital NFTs, and Digital ABTs.

Under this classification, Bitcoin falls under Digital Commodities, meaning it operates as a decentralized asset independent of any central issuer. 

A strategic digital asset policy can strengthen the US dollar, neutralize the national debt, and position America as the global leader in the 21st-century digital economy—empowering millions of businesses, driving growth, and creating trillions in value. https://t.co/7n7jQqPkf1

— Michael Saylor⚡️ (@saylor) December 20, 2024

Saylor argues that recognizing Bitcoin in this way is important for financial stability and long-term growth.

His persistence in advocating for a Bitcoin reserve comes from his unwavering belief in Bitcoin's future. 

In mid-September 2024, he made an eye-catching prediction, projecting Bitcoin to reach $13 million per coin over 21 years. 

This forecast is based on his view that Bitcoin will eventually account for 7% of global capital, a sharp increase from its current 0.1%.

Saylor also presented an ambitious proposal to Microsoft, suggesting that integrating Bitcoin into its financial strategy could boost its market capitalization by nearly $5 trillion. 

My 3-minute presentation to the $MSFT Board of Directors and @SatyaNadella, articulating why the company should do the right thing and adopt #Bitcoin. pic.twitter.com/aHp91V9Slz

— Michael Saylor⚡️ (@saylor) December 1, 2024

Demonstrating his conviction, Saylor's company, Strategy (formerly MicroStrategy), recently purchased 20,365 Bitcoin for nearly $2 billion, acquiring the cryptocurrency at an average price of $97,514 per BTC.

With the debt crisis looming and digital assets gaining traction, Saylor sees Bitcoin as a necessary pillar for financial reform. 

Whether the SEC embraces his Bitcoin reserve strategy remains to be seen, but his ongoing efforts continue to push the conversation forward.